TOBSPay Credit Report

The TOBSPay business credit report is a feature that allows future credit grantors to look at the payment history for our business customers. This report will provide you with enough information to determine whether or not to grant terms and/or credit to business customers on the strength of their EIN.

In the TOBSPay report, you will be able to see the following:

• Account Open Date
• First Purchase Date
• Last Purchase Date
• Number of Purchases
• Total Credit Extended
• Total Credit Balance
• Number of Payments Made
• Number of On Time Payments
• Number of Late Payments
• Number of Missing Payments
• Payment Credit Score – Number of payments made divided by a weighted sum of on-time, late and missed payments
• Number of 30/60/90 Days Late Plus Amounts Owed

To view a customer’s TOBSPay business credit report, enter their EIN and phone number (10 digits only). If they have made any purchases, you will be able to see their payment history, along with payment score.  There is no separate login required to access these business payment scores.

If you have any questions about our TOBSPay business credit report, please contact us.