Thank you for your interest in applying for TOBS business credit. Our approval process is fast and easy. Basically, we need to verify that you are in the business you say that you are, and that your basic business information checks out. 

To get your business credit application started, fill out the form on the right to provide us with some basic information about you and your business. Note that if you do not have an IRS-issued EIN, you can use your personal SSN, but before any credit is extended in the name of your business, you will need to get your EIN (this is free and easy to do).

If you have your EIN, please scan your IRS letter that issued your EIN. If you do not have this letter, we will need some other proof that you do have an IRS-issued EIN for your business name. This can be verification from your bank if you have a business checking account set up. If you do not have your IRS letter or other proof, state this in the “About You” section on the form.

If you do not have a business website, we will need additional information about your business, including any marketing materials you have, before granting you business credit. In this case, be sure to tell us about your business in the “About You” section of the application.

Once we receive your application, we will review it and if we need any additional information, we will contact you. Once you are approved, you will be notified, and can then begin purchasing any of our services on the listed payment terms. If you have any questions about anything on this application, please contact us so that we can discuss your question.

By submitting your information, you will not be put on any email list, nor will we share your information with any third party. We will only use this information to contact you for the purpose of getting your application approved. If you wish to stay on top of new products or services, or be notified about any changes to existing products, you can always sign up to receive our TOBS newsletter.

Terms And Conditions

By submitting your TOBS Business Credit Application, you agree to the following:

• You agree to pay in full the entire purchase price over the given terms.
• There is no personal guarantee on your purchases.
• We reserve the right to turn over any delinquent accounts (> 90 days due) to a collection agency.
• We reserve the right to limit your purchases based on your payment history from previous purchases.
• We reserve the right to file a lien on your business in the event of any charge-offs.
• Your purchase and payment information can be provided to any potential future business credit provider, including other vendors, banks, lenders or other third parties with whom you wish to conduct business.
• All that is needed for a third-party to access your business credit information is your EIN and business phone number.
• You provide consent for any business that has your EIN to access your purchase and payment history.
• We will provide any future vendor, bank or lender with access to your TOBS credit report simply by you providing your EIN and the link to this website.
• You have the right to request a copy of any and all of your purchases should you wish to dispute any item on your TOBS credit report. TOBS will respond in a timely fashion to address.
• The laws regarding rights under the Fair Credit Reporting Act do not apply to business credit purchases. 
• Your TOBS credit report and payment history will not be connected to your personal Social Security Number or personal credit scores.
• In the event that you find any error in our payment reporting process, you will give TOBS the opportunity to correct it.
• You agree to not hold TOBS or any of its owners responsible in the event of any malfunction of our website and/or data processing programs.